A business loan default threatens more than your company — it threatens you personally as a guarantor. SRYL Nexus protects both the business entity and the personal guarantor, negotiating settlements that give you a clean exit.
A business loan default is not just about the outstanding amount. It involves personal guarantor liability, potential seizure of collateral, and in some cases DRT proceedings that can freeze personal assets. Business owners who handle this without professional representation almost always get worse outcomes — and put their personal assets at risk unnecessarily.
Most business loans require a personal guarantee from the director or proprietor. If the business cannot repay, the bank can pursue the guarantor personally — attaching their home, savings, and personal assets. SRYL Nexus protects both the business and the personal guarantor simultaneously.
Protect Your Business and Personal Assets — WhatsApp Now →We assess your complete business loan exposure — outstanding principal, accrued interest, guarantor liability, and any collateral position. We take over all bank communication immediately. We then negotiate an OTS that protects both the business entity and the personal guarantor, with a formal bank-issued settlement letter covering both.
💡 Business loan in default? Contact SRYL Nexus before the bank escalates. We protect your business and your personal assets.
WhatsApp SRYL Nexus Now →Business term loans from all major banks and NBFCs
CC accounts, OD facilities and trade finance
Mudra loans, MSME scheme loans and government-backed facilities
Equipment finance and machinery purchase loans
Lendingkart, Flexi Loans, Indifi and all digital business lenders
Multiple bank consortium defaults — all handled together
A closed business does not mean you are personally liable for the full outstanding forever. SRYL Nexus negotiates settlements for businesses that have shut down — protecting the proprietor or director from personal recovery.
Get Free Assessment — WhatsApp Now →Can a business loan be settled in India?
Yes. Banks and NBFCs offer OTS for business loans in default. SRYL Nexus negotiates directly with the bank's settlement team for waivers of up to 70% or more.
Is a personal guarantor liable if the business cannot pay?
Yes. A personal guarantor is fully liable for the outstanding business loan. SRYL Nexus negotiates settlements that cover both the business entity and the guarantor in the same OTS.
What happens if my business has shut down and I have outstanding loans?
A closed business does not mean permanent personal liability. SRYL Nexus has negotiated settlements for shut-down businesses — protecting the proprietor from personal recovery.
How long does business loan settlement take?
Most business loan settlements through SRYL Nexus are completed within 6 to 16 weeks depending on the bank and outstanding amount.
Act Now — First Consultation Free
Waivers of up to 70% — sometimes more. Nominal professional fee.
PAN India · 100% Confidential · Professional fees apply on engagement
🔒 Pay only to official SRYL Nexus Consulting bank account or QR code.
Disclaimer: SRYL Nexus Consulting is an independent consulting firm not affiliated with any bank or NBFC. Results vary. First consultation is free. Professional fees apply upon engagement.
SRYL Nexus Consulting is a registered debt settlement consultancy based at 51/3/2A Strand Road, Kolkata 700007, India. Founded by CEO Sangita Agarwal and Senior Legal Consultant Adv. Yashvee Agarwal, SRYL Nexus helps individuals and businesses settle personal loans, credit cards, business loans, vehicle loans, app loans and NBFC dues through One Time Settlement (OTS) negotiation with banks. The firm operates across all of India — covering all major cities and tier-2 towns — and has achieved waivers of up to 70% or more on outstanding dues. The first consultation is completely free. Professional service fees apply upon formal engagement.
Services include stopping recovery harassment legally on the same day, responding to court summons on behalf of clients, defending Section 138 cheque bounce cases arising from bank loan defaults, and representing clients at Lok Adalat. All major banks and NBFCs are handled including SBI, HDFC, ICICI, Axis, Kotak, Bajaj Finserv, Tata Capital, and all digital lenders. Contact: +91 89810 81028 or info@srylnexus.com.